Financial Planning

Financial planning is available for people of all ages and stages in life. Our financial advisors can show you how to make smarter decisions with your money and help design a goal-oriented financial plan just for you.

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Retirement planning

We all love to dream about the day we get to retire, but how many of us are planning for all the days that come after retirement? As people live and work longer, retirement planning has become essential to understanding how much you’ll need to save and how long it will take you to get there.

If you have a 401k, IRA or maybe even some cash deposits, you’re off to a good start. But your financial advisor will help you identify your retirement goals, understand your financial needs, and create a personalized retirement plan that puts you on the path toward the retirement life you’ve always imagined.

Education planning

It’s hard to put a price on a good education, but that doesn’t stop most of us from getting sticker shock when we think about the current cost of college tuition. Your kids or grandkids have a bright future in front of them, and you can help them make the most of it by setting up an education fund that may offer tax-exempt growth and tax-exempt withdrawals when used to pay for college costs.

Your financial advisor can help you give the next generation a head start.

Insurance planning

Nobody likes to think about the worst case scenario but that doesn’t mean we shouldn’t be prepared for it. Insurance is an important part of a financial plan. Your financial advisor can discuss life and long-term care insurance options with you and build them into your plan so you are prepared for the future.

Longevity planning

People are living longer; ensuring a consistent quality of life comes with challenges. To live well in retirement, many factors need to be taken into consideration before you or your loved ones need them. Longevity planning can make the difference between retired life and retired living.

Learn more about longevity planning

Tax planning

Tax time can be stressful for everyone, regardless of their financial situation. But a solid tax plan can help you shake some of those nerves and turn uncertainty into confidence by organizing your assets and identifying tax efficiencies.

Your financial advisor will work with you to analyze your portfolio to make sure you’re not over or underpaying on your taxes and help you breathe a little easier.

Because changes in tax laws may occur at any time and could have a substantial impact upon each person’s situation, discuss specific tax or legal matters with a tax advisor.